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    Home / Checking Bonus

    when you open a new Value Checking account with direct deposit** online or at a nearby banking center

    Act Now. Offer ends August 24, 2025. FL Residents Only.

    Apply Now

    Earn Your Bonus with Value Checking

    Value Checking Account$300 Cash Bonus*$600 Cash Bonus*
    Maintain an Average Balance$10,000$25,000
    Set-UpDirect DepositDirect Deposit
    Minimum Opening Balance$50*$50*
    Monthly Service Fees1$5$5
    Ways to Avoid Monthly Service FeesEnroll in Online Statements or Monthly Direct Deposit or complete 4 Debit Card transactions per statement cycle1Enroll in Online Statements or Monthly Direct Deposit or complete 4 Debit Card transactions per statement cycle1
    Online BankingIncludes Bill Pay, e-Bills and e-NotificationsIncludes Bill Pay, e-Bills and e-Notifications
    Fund Your AccountWithin 7 DaysWithin 7 Days

    Two Ways to Apply

    Apply Online
    Find a Banking Center

    Earning your bonus is as easy as 1,2,3…



    Open an Account in Minutes

    Easily open a new Value Checking account at a banking center or online by August 24, 2025 with as little as $50.*



    Set Up Direct Deposit

    Receive at least $500 in qualifying direct deposits within the first 90 days.



    Receive Your Bonus!

    Maintain a minimum balance of $10,000 or $25,000 for 3 statement cycles after opening your account. After you have completed all the requirements, we’ll deposit the bonus in your new account within 45 days.

    Amerant Value Checking Benefits

    Flexible Banking

    Online banking and mobile access to deposit checks, Bill Pay, eBill, e-notifications, e-statements, Zelle® and more.

    Fraud protection

    Zero liability for unauthorized Debit Card transactions. Easily secure your debit card with the Card Controls feature on the Mobile App: Turn your card on or off, set transaction limits, location controls, alerts, and more.

    Easy to get started

    Open an account at a banking centerwith just $50*. Transfer your direct deposits and automated payments from your current bank with ClickSwitch®.3

    FDIC Insured

    All Amerant deposit accounts are FDIC insured up to the maximum of $250,000.

    No fees for overdrafts up to $100**

    Amerant CoverMe1, 2 allows for an overdraft of up to $100 without charging a fee.

    Mastercard Debit Card

    Add Mastercard Debit Card to your digital wallet. Plus, no fee ATM access at all Amerant branches, Presto! (Publix), and Allpoint ATM locations.

    Two Ways to Apply

    Apply Online
    Find a Banking Center

    Official Bank of

    Amerant Bank is the official bank of the Miami Heat
    Amerant Bank is the official bank of the Florida Panthers
    Amerant Bank is the official hometown bank of the Miami Marlins

    *Hometown Bank

    Fort Lauderdale FC Women's team sponsored by the Amerant Bank

    Amerant Personal Finance Tool

    amerant bank's personal finance tool includes many features

    Take Control of Your Finances

    Our Online banking feature, “Personal Finance Tool” is here to help you master your money! It’s secure, user-friendly, and packed with features to make managing your money a breeze. The personal finance tool is completely free to use.

    See How It Works

    Your FAQs About Value Checking Accounts. Answered.

    We serve the South Florida area and Tampa, FL. area. Visit our locations page to find your nearest banking center.

    Yes. Deposits up to $250,000 are FDIC insured.

    Yes, we do! It is already available within the Amerant MobileSM app and the Amerant Online Banking℠ platform. Learn how to enroll in Zelle®.

    The $5 monthly fee can be avoided if you complete four debit card transactions per statement cycle or enroll in online statements or monthly direct deposit.

    Visit a nearby banking center or apply online to open an account.

    After you have completed all the requirements, we’ll deposit the bonus in your new account within 45 days.

    Business Checking accounts are not eligible for the cash bonus promotion. Only Value Checking accounts are eligible.

    If you have not received your bonus after 45 days of meeting the requirements, please contact our Customer Call Center:

    Toll Free: 1-855 AMERANT | 1(855) 263-7268
    Direct / International: (305) 629-1200
    See MoreSee Less

    * Offer valid from 05/26/2025 to 08/24/2025, in-person at Amerant Bank banking centers or online at www.amerantbank.com for new Amerant Value Checking Accounts. Existing customers and those who closed an Amerant account within the last six statement cycles or with a negative balance within the past three years are not eligible. Limit one bonus per customer. Customers are not eligible for another Amerant checking account promotional bonus if they have received one in the past two years. To qualify, you must:

    1. Open a new Amerant Value Checking account, which is subject to approval;
    2. Fully fund the account within seven business days; and
    3. Receive at least $500 in qualifying direct deposits within the first 90 days. Direct deposits must be from payroll, pension or government benefits. Person-to-person transfers (such as Zelle®), bank transfers, mobile deposits, and micro-deposits do not qualify.
    To earn a $300 bonus, you must maintain an average balance of $10,000 for three consecutive statement cycles. To earn a $600 bonus, you must maintain an average balance of $25,000 for three consecutive statement cycles. Once all requirements are met, the bonus will be credited to the enrolled Amerant Value Checking account within 45 days. The account must remain open and unrestricted at the time of payout. The bonus is considered interest income and will be reported on IRS Form 1099-INT (or Form 1042-S, if applicable). This offer is available only to Florida residents and is subject to change or withdrawal at any time. Other Amerant checking offers may be available.

    ** Applies only to personal domestic accounts.

    1 For information on overdraft fees and overdraft related interest charges, please refer to our Schedule of Fees.

    2 Does not include ATM withdrawals.

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    Amerant Investments, Inc (Amerant Investments)is  a dually registered broker-dealer and investment adviser registered with the Securities and Exchange Commission (SEC) and member of FINRA/SIPC. Amerant Investments is an affiliate of Amerant Bank N.A.

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